The emboss I had before got deleted by accident. Oops! Good eye! I toned down the "overall" light that you said was in danger of whiting out the belt itself, reinstated my embossing, toned down the white on the silver, and dropped some shadows.
http://i45.tinypic.com/kd66pv.png
http://i50.tinypic.com/2j4zk8m.png
I'll have a look at maybe getting back to that "Gold" (literally, I just searched for Gold on wikipedia's list of colors, before) tomorrow, but I'm tired, so that's all for tonight.
EDIT: Yeah, I added an emboss the the UK flag. I did it by accident, and then when I went to fix it I decided I liked it better. Also, the silver is now greyed out! But I fixed it on my computer -- so, no, I didn't miss that.